The Monday Morning Quote #369

“And I won’t sit down
And I won’t shut up
And most of all I will not grow up”

Frank Turner excerpt from Photosynthesis

– thanks to Colin Campbell whose superb presentation “My Fitness to Practice (FtP) case and other more important matters” was one of the highlights of the BDA Conference in Manchester this weekend. Colin quoted Frank Turner’s lyrics during the conclusion of his presentation.

To read more about Colin’s case and presentation take a look here, here and here and subscribe to his blog.

Whilst you’re reading enjoy Frank’s song.

The Monday Morning Quote #368

May I have the courage today
To live the life that I would love,
To postpone my dream no longer
But do at last what I came here for
And waste my heart on fear no more.

 from “A Morning Offering” by

John O’Donohue


Tony Cozier RIP

28f689a545b42ab060511ce61d0a2b57Never presume.

One of the wonderful things about radio is that you make your own mind up about the person whose voice you can hear and it’s rare that you get it right.

I first heard Tony Cozier’s voice commentating on cricket during the Headingly Test in August 1966, England were defeated by an innings and 55 runs despite a dogged partnership by Basil D’Olviera and Ken Higgs. I was at scout camp in the Vale of Glamorgan and I remember one of the older boys making a comment about the West Indian commentator that these days would be considered downright racist.

Tony Cozier was from Barbados and had the accent to prove it. It wasn’t until I went to Bristol to watch the WI v Pakistan match in the World Cup in 1999 and was able to see into the commentary box with binoculars whilst listening to Test Match Special with an earpiece that I realised that the man I presumed looked like Sobers, Hall or Lara was white.

He came to cricket comentary from journalism and it showed in his approach. His wonderful voice was part of the coverage of every West Indian tour, a knowledgable, informative and entertaining commentator who was able to see and acknowledge faults in his own team and deeply regretted their fall from the pinacle of world cricket. He also knew that was the way with sport.

Another part of the sound of summers has left us RIP Tony Cozier, a full obituary here.

The Monday Morning Quote #367

Three this morning:

“I attribute my success to this – I never gave, nor took excuses…”
“… very little can be done under the spirit of fear.”
“… the first requirement in a hospitals is that it should do the sick no harm.”

Florence Nightingale

by Henry Hering, copied by Elliott & Fry, half-plate glass copy negative, 1858 (1950s)

are you listening Jeremy?


…no I thought not.

Worth a read. Brexit – its impact on regulatory aspects of health and life sciences.

From Eversheds LLP via Lexology

Much UK regulatory law originates from the EU. Most of it comes from EU Directives which the UK has implemented into our national law. Examples are Directive 2001/83/EC on the Community code relating to medicinal products for human use (as amended) and Directive 89/105/EEC, regulating the pricing of medicinal products for human use and their inclusion in national health insurance schemes. Some of it is derived from EU Regulations which are directly applicable in the UK, without the need for any implementing legislation here. An example is Regulation 726/2004 on the authorisation and supervision of medicinal products and establishing the European Medicines Agency.

This briefing considers some potential impacts of a vote to leave the EU (“Brexit”) on regulatory aspects of healthcare and life sciences.

What would happen immediately after a Brexit?

It is likely to be business as usual immediately after a vote to leave the EU.

The general consensus is that two years is the likely minimum period before the UK would actually leave the EU. The complex issues involved suggest that a longer period may be necessary. There is a mechanism in the EU treaty for a Member State to withdraw from the EU (Article 50 of the Treaty on European Union). Under this, the UK would give notice to leave followed by a period of negotiation to agree terms of withdrawal. Exit would take place at the earliest on signing the withdrawal agreement or two years after notice is given. David Cameron has stated that he would give notice to the EU the day after a vote to leave, though there is debate as to whether notice is served automatically in those circumstances.

Uncertainty therefore is likely to prevail for some years, with the status quo broadly expected to continue in the meantime.

What type of relationship might the UK have with the EU if it leaves?

Different model examples for a future UK/EU relationship are being touted.

One example is the Norway arrangement, in which the UK could leave the EU but have a relationship with it through remaining part of the European Economic Area (EEA). In those circumstances, the UK would remain bound to implement and apply much of EU law, including regulations such as REACH, but would have lost its ability to influence it. Reports suggest Norway adopts as much as three quarters of all EU legislation.

In other circumstances, the UK would not be bound by EU law unless it agreed otherwise, maybe as part of a deal to secure continued access to the European Single Market. Other models include the Swiss model with the UK re-joining the European Free Trade Association (EFTA) and entering into a bilateral trade agreement with the EU. A further model is the WTO (World Trade Organisation) alternative, in which the UK would leave the EU and (like China and the US) rely on its membership of the WTO as a basis for trade with the EU.

The bottom line is that no-one knows, and it seems likely that a bespoke arrangement would be negotiated to provide for the terms of the UK’s continuing relationship with the EU upon leaving.

How would UK regulatory law be affected by exit from the EU?

A comprehensive review of all law, including relating to healthcare and life sciences, will be needed to identify what is derived from the EU, and what should be repealed in whole or in part or changed. The UK’s scope for this will depend on the nature of the post-Brexit UK/EU relationship. This is likely to be a significant task.

EU Directives

Exit from the EU would not automatically undo UK laws which have been put in place to implement EU Directives. Those laws would remain in place until the UK decides otherwise, but without any opportunity to influence any changes at EU level going forward.

Careful consideration will be needed as to what the UK’s position should be in relation to the requirements under these Directives.

EU Regulations

Because Regulations work directly at EU level, not UK national level, there would be a regulatory gap following exit. This might look like an appealing opportunity to be rid of some burdensome regulation. However, UK companies exporting to the EU and their EU customers would still have to ensure that their products comply with existing EU regimes.

Any gaps in UK legislation due to EU requirements no longer being applicable are likely to be “plugged” as soon as possible.

What about rulings of the CJEU (Court of Justice of the European Union)?

Pre exit CJEU case law will remain part of UK law post exit, unless Parliament legislates otherwise. Post exit CJEU decisions will remain persuasive where decided on equivalent law. Any material difference between the interpretation of EU based laws by UK courts from interpretations of similar laws in EU jurisdictions could present challenges. This will be particularly relevant to businesses operating on a pan-European basis.

Some potential impacts of a Brexit on healthcare and life sciences

If the UK leaves the EU, businesses operating across the EU will not be able to include the UK in any centralised procedure for obtaining EU-wide marketing authorisation from the European Medicines Agency. A separate national authorisation for the UK would be needed. Any UK business supplying medicines into the EU will still need to be mindful of the EU regulatory framework to ensure compliant supplies into the EU.
Any marketing authorisation already obtained through the centralised procedure from the European Medicines Agency will need to be reviewed and separate national authorisation obtained. However, a sensible transitional arrangement to minimise disruption and safeguard patient safety is likely to be put in place by UK regulators, working with industry.
A different regulatory approach in the UK from the EU could present challenges, for example for companies wishing to carry out clinical trials in both the UK and EU. A Brexit would come at a time when the EU is looking to simplify the application process for the conduct of trials in the EU and ensure greater harmonisation, through the imminent introduction of the EU Clinical Trials Regulation (536/2014). Separate procedures for the UK would be likely to increase the administrative burden.
Maintaining quality assurance of medicinal products in line with EU principles of good manufacturing practice would in any event be a pre-condition for sales into the EU market. From a practical perspective, any reduction in standards could seriously affect the competitiveness of UK products, given the global drive to higher standards.
There are concerns that the UK will have access to less data than previously. Currently the EU pharmacovigilence system is coordinated by the European Medical Agency, which ensures effective analysis, risk evaluation and information sharing.
For UK manufacturers of medical devices, Brexit will mean that there will be additional hurdles to overcome in relation to the conformity assessment and CE Marking process. As a non-Member State, UK businesses will need to appoint a European authorised representative to enable the devices to be sold in Europe. Industry has raised concerns about whether representatives have the immediate resources to service all UK companies. The appointment of a representative will also trigger labelling changes. Both management time and capital expenditure will be required to deal with the administrative changes that will follow.

One impact of a Brexit would be significant legal uncertainty, resulting from lack of precedent and the complexity of the UK and EU’s intertwined legal regimes. A Brexit would not result in change overnight. The negotiation of the UK’s relationship outside the EU would commence and could last for years. In the meantime, the UK may come under pressure to abide by EU regulation in return for ongoing access to the European Single Market.

We are committed to giving clear, straightforward and objective advice on what the EU referendum and, in the event the UK votes to leave, any exit may mean for your business. The issues are not the same for every business and we will ensure that our advice is tailored to your needs.

The Monday Morning Quote #366

“It was devastating.

I was hysterical when they told me my career was over.

And then, you know, something strangely positive that made me stop crying.

They told me that most of the time the condition is only discovered in a post mortem”

James Taylor on the most horrible, beautiful day of his life.

Read more here.


The Weekend Read – The Management of Dental Practice by Edward Samson


This book was published in 1969 and described as inheriting the character but not the anatomy from Samson’s (pictured left) 1931 book “Progressive Practice”. All I am going to say much about either book is that, although dated in some ways, much of their teaching is as relevant today as it was when they first saw light of day.

Below I have transposed the book’s forward by Professor Sir Robert Bradlaw (pictured below) CBE, FRCS, FDSRCS, FFDRCS. I think many of us could do with reflecting on his words. Sadly many of those who would benefit most will probably not bother.

“It has always surprised me that dental surgeons who have worked so assiduously to achieve diagnostic and operative skill are often so haphazard in their approach to practice management, for without good organisation and administration not only is efficiency impeded but professional ability poorly rewarded. It is true that a practitioner can learn from experience but this can be the most expensive way to learn, often far too expensive. The distinctive characteristic of a profession is that the welfare of those who entrust themselves to its care is paramount but that does not mean that the professional man or woman should be indifferent to his own – indeed, I suspect that those who neglect their own interests may not be well placed to look after other peoples.

07a74b3bb041a05fbea7ce44dbd8208bWe live in a world of changing values so that it is not surprising that there are those who, without having given much thought to it, think that the ethical code of our profession is obsolescent. This is ill considered; it was Samuel Butler who said that morality is the feeling of one’s peers. Ethical conduct depends not so much a formal code as on the right attitude of mind to both patient and fellow practitioner. Marcus Aurelius summed it up by saying, “What is not good for the hive is not be good for the bee”. So putting it at its lowest in terms of personal advantage, it is wise for all of us to adhere to the code prescribed by our fellows.”

Says it all.

Show me your….phone

via John Naughton and reestheskin

“Be Careful With Tax Avoidance..”

Here’s an extract from the most recent newsletter from Ray Prince and Graeme Urwin at Rutherford Wilkinson Ltd. I bumped into Ray at The Dentistry Show recently. A short while later I met someone who told me he had been talking to an accountant who guaranteed to cut his tax bill by a half. All I could think to say was, “If something seems to good to be true, it usually is.” I’m pretty sure that Ray & Graeme would agree.

QuestionMark1Hot Topics Q&A: Be Careful With Tax Avoidance
Every week we receive questions from clients regarding all aspects of their financial planning. So, rather than keep the answers to ourselves (and clients) we publish one key topic each issue.
Q. As a high earning dentist, I pay large amounts of income tax. I get it that this goes with the territory, but I want to explore schemes which can help reduce my tax bill.
What advice would you give?

A. You are of course not alone in wanting to minimise the amount of tax you pay. This is something that we cover with all clients to one degree or another.
Sticking to income tax, and gaining a relief, there are few tried and tested routes that would make a significant impact.
Pension Investment – if you invest in a pension then this will reduce your top level of tax you pay. The problem however is that the vast majority of our clients are being hit by the reduction in the Lifetime Allowance, that limits the size of the pension pot you can build up.
You could take out a pension for a spouse or children however.
Enterprise Investment Scheme (EIS) & Venture Capital Trusts (VCT) – here you can gain 30%tax credits as long as you have paid the amount of income tax you are claiming. So a £100k investment would get a £30k tax credit.
These are riskier investments, with special rules, but can be valuable as part of an overall strategy.
Of course there are other ways you can help save tax. For example, maximise your Isa allowances which are now a lot higher at over £15k pa per person.
We would add a note of caution at this point!
We have had clients who have in the past been advised by advisers or accountants to invest in various weird and wonderful schemes.
This has in our experience resulted in a massive tax bill in the future when the scheme fails!
The carrot of wiping out a tax bill is very tempting, and these schemes can sound almost foolproof. Our advice would be to think many times before you even consider them!!
Figures show that HMRC had collected more than £2 billion in disputed tax from tax  avoiders, in 2014 alone. If anything HMRC are tightening the noose.
This is merely a brief look at this subject, and as ever we urge you to get professional advice.”

Please send us your questions! It’s easy to do. Just email us at (and if we publish it we’ll make it anonymous).


The Monday Morning Quote #365

“The work place should not be a battleground.

It should not be a place where people come to struggle.

It should be a place where people are valued, encouraged, celebrated

and where they come to do their best.”

Roy Lilley

for the context see: Grounded in the ’70s


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